Skip to main content
Healthcare financial margins and margins
For Health Plans

Stop Paying for the Crisis
Your Risk Model Never Saw Coming.

Your highest-risk members already have a 24/7 care team — their families. OutsideINsights operationalizes the 63 million unpaid caregivers who see deterioration days before it becomes an avoidable claim.

Try Live Demo
Mission-Critical Data
186
First Responders Surveyed

Nearly every one has watched families spot the signals of decline days before emergency intervention.

These "missed signals" are the source of your avoidable ER utilization. We capture them.

The OUTsights Gateway

45 Million Members
No Economically Viable RPM Solution Can Reach.

Rural and frontier populations living beyond reliable broadband and cellular coverage are invisible to traditional RPM platforms. Consumer satellite internet exists — but at $120+/month per patient, it's not viable at scale. And traditional satellite services operate on L-band and S-band frequencies that require clear line of sight to the sky — meaning tree cover, roofing, and terrain block the signal.

The OUTsights Gateway communicates at 400 MHz UHF — a frequency that penetrates foliage, building materials, and terrain without direct line of sight. Combined with patent-pending tri-band failover (satellite, cellular, Wi-Fi), it delivers continuous RPM data from FDA-approved monitoring devices — no broadband required. No dead zones.

Learn more about the OUTsights Gateway

Expand Your Addressable Population

Bring RPM to members in rural, tribal, and frontier regions — populations most health plans write off as unreachable because existing solutions aren't cost-effective.

Close the Rural HEDIS Gap

Members without connectivity miss every quality touchpoint. The Gateway makes post-discharge follow-up, medication adherence, and chronic condition monitoring possible anywhere.

Reduce Rural ED Utilization

Rural members default to the ER because there's no monitoring infrastructure. Satellite-resilient RPM catches deterioration before the 100-mile drive to the nearest hospital.

Patent Pending · Tri-Band · Global Access

Satellite + Cellular + Wi-Fi. The device intelligently routes data through whichever band is available — no configuration, no IT staff required on-site.

The Risk Gap

The Between-Visit Blind Spot

Your highest-risk members see their PCP 2-4 times per year—that's 97% of their life happening outside clinical observation. During this blind spot, symptoms change daily, but your risk models only update at the next claim. The only real-time variables? Standard Bluetooth RPM device data, and the "Human Signal" their family sees every day.

High-cost emergencies happen in the blind spot

Behavioral health crises, medication lapses, and chronic condition drift escalate to ED visits and inpatient stays—your most expensive claims.

Behavioral health crises escalate silently

Members in crisis don't self-report deterioration. By the time families call 988 or 911, you're facing inpatient psychiatric claims.

Follow-up metrics hurt HEDIS & Stars

FUH, TRC, and medication adherence gaps drive down your quality scores—and your revenue. Providers lack tools to document care coordination.

Readmissions and ED overuse cost millions

Post-discharge instability and lack of follow-through lead to preventable readmissions. You pay the price.

Risk models miss dynamic deterioration

Claims-based risk adjustment captures static diagnoses. It misses the functional decline and behavioral drift that caregivers observe daily.

Uncaptured Risk Data

Caregivers observe functional decline (ADLs) and behavioral drift that risk adjustment models miss. Their observations—often the most accurate—go unused.

The Winning Combination

Objective Vitals + Subjective Context

Why relying on just devices or just claims data isn't enough to prevent emergency admissions.

RPM Device Data

The Objective

FDA-approved Bluetooth devices (blood pressure cuffs, scales, pulse oximeters) deliver raw biometrics — via Wi-Fi, cellular, or satellite-resilient connectivity through the OUTsights Gateway. But numbers alone lack the clinical context to intervene without alert fatigue.

+

The Caregiver Signal

The Subjective

The family caregiver sees the behavioral drift, cognitive decline, ADL struggles, and medication adherence issues that devices cannot measure—days before a crisis occurs.

=

The Complete Picture

The Winning Combination

Triangulated context that filters false positives and accurately surfaces your highest-cost members before they generate an avoidable ED or inpatient claim.

The Mechanism

The Concordance/Discordance Risk Engine

We don't just ask the member. We ask the member and their caregiver.

Concordance

Both say "Worse"

Validated clinical decline. High-confidence signal for care team intervention.

Discordance

Member says "Fine", Caregiver says "Worse"

Immediate flag for cognitive decline, denial, or behavioral health crisis. Your highest-cost cases identified earlier.

Why You Care: This mechanism filters out "false positives"—a major concern—and identifies high-cost cognitive and behavioral cases before they generate claims.

Real-time drift detection

AI-powered alerts flag deterioration before it becomes a crisis claim

Triangulated signals

Member + caregiver + provider observations create complete clinical picture

Risk stratification

Identify high-risk members before they hit your ED or inpatient units

Audit-ready documentation

Timestamped workflows for quality metric compliance

Post-discharge stabilization

Structured follow-up workflows reduce readmissions

Stars & HEDIS-aligned

FUH, TRC, medication adherence—automatically documented

Crisis escalation protocol

Three-stage escalation prevents BH inpatient stays

Population analytics

Aggregate insights for trend analysis and targeting

The Health Plan Enterprise Advantage

Lower costs, higher quality, and stronger compliance — purpose-built for the complexity of Medicaid MCO and Medicare Advantage populations.

Financial Impact

Reduce Avoidable High-Cost Claims

Prevent the expensive events that drive your medical loss ratio.

Behavioral health crises, medication lapses, and chronic condition drift inevitably escalate to ED visits and inpatient stays. By the time claims data alerts your care team, the $30,000 admission has already occurred. OutsideINsights intercepts these events.
By capturing the subtle signs of deterioration—observed exclusively by family caregivers in the days leading up to a crisis—we flag high-risk members for early intervention, driving direct reductions in avoidable ER utilization and 30-day readmissions.
ED AvoidanceReadmission ReductionMedical Loss Ratio (MLR)

Ready to Activate Your Invisible Workforce?

See how OutsideINsights turns caregiver observations into protected margins and improved Stars ratings.

Try Live Demo

Health Plan Questions About OutsideINsights

How does OutsideINsights reduce avoidable ED visits for Medicare Advantage health plans?
OutsideINsights captures caregiver-observed member deterioration via SMS check-ins before it escalates to an emergency. We surveyed 186 first responders, and nearly every one confirmed that families see patient decline days before emergency intervention. By routing these observations through a compliant clinical pathway, OutsideINsights flags high-risk members before they generate ED visits and inpatient claims — your most expensive costs under capitated Medicare Advantage contracts. The platform targets the specific gap that claims-based risk models cannot see: the weeks between appointments.
Which CMS Star Ratings measures does OutsideINsights support?
OutsideINsights generates timestamped documentation for post-discharge follow-up contacts that directly support FUH (Follow-Up After Hospitalization for Mental Illness) and TRC (Transitions of Care) HEDIS measures — both weighted CMS Star Ratings components. The platform also captures Social Determinants of Health (SDOH) signals observed by caregivers — supporting the CMS Health Equity Index. For plans preparing for 2028 Star Ratings under V28 risk adjustment rules, caregiver-observed behavioral and functional status data supports more accurate risk documentation and coding opportunities.
What is the Concordance/Discordance risk engine?
OutsideINsights triangulates three critical data streams: the member's self-report, objective vitals from Bluetooth RPM devices, and the caregiver's Better/Same/Worse observation. When the data streams align on a negative trend, it signals validated clinical decline (Concordance) — a high-confidence trigger for care team intervention. When the member says 'fine' but the caregiver says 'worse' (Discordance), it flags cognitive decline, denial, or behavioral health crisis — exactly the high-cost cases that claims-based risk models miss until after the ED visit. This engine filters false positives while surfacing your highest-cost members earlier, before they generate a claim.
How does OutsideINsights support V28 risk adjustment for Medicare Advantage?
CMS V28 risk adjustment now prioritizes behavioral, functional, and social determinant conditions — exactly what family caregivers observe between visits. OutsideINsights captures these observations as structured, timestamped, attributable documentation. This gives health plan coding and care management teams the evidence needed to support V28 risk codes for behavioral decline, functional limitation, and SDOH — conditions that previously went undocumented because patients didn't report them at clinic visits. The result is more accurate risk scores and a stronger case for risk adjustment revenue under V28.

Urgent: 2028 Star Ratings Alert

The Rules Have Changed.

CMS has shifted HEDIS and STARS weighting from customer service to clinical outcomes.

-0.5 Stars Drop

Could cost your plan millions in annual bonuses.

Time Until Next Survey Cycle

0Days
0Hours
0Mins
0Secs

Target: June 2026 Survey Window

Don't Let the "Blind Spot" Cost You Stars

Learn how continuous monitoring closes the gaps that traditional surveys miss.